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STMicroelectronics is a global leader in secure payment solutions. The STPay portfolio addresses a wide range of payment cards, from standard to advanced biometric cards. The STPay-Topaz and STPay-Topaz-Bio solutions are based on the ST31 secure microcontroller, powered by the high-performance dual-core 32-bit Arm SC000. They embed the secure and robust ST flash memory, which accelerates time to market and enables faster deployment.

Applications

A dark blue icon of a bank card with a chip and the label 'Bank'
Standard payment
  • Mastercard, Visa, CUP
  • American Express, JCB
  • Diners Club Int., …
A dark blue icon of a credit card with a chip on the left side and a white rectangular area on the right.
Advanced payment
  • Biometric card
  • Dynamic CVV
A dark blue icon of a smartwatch
Payment wearables
  • Wristband
  • Key fob
  • Payment ring
A dark blue icon of a hand holding two car keys with key fobs.
Strong customer authentication
  • Security keys
  • FIDO2

Product types

The image shows a small rectangular device labeled 'STPay family' by STMicroelectronics.

STPay-Topaz-1 and STPay-Topaz-2

The STPay-Topaz-1 and STPay-Topaz-2 solutions are GlobalPlatform® Java Card™ platforms optimized for standard payment and loyalty applications.

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The image shows a small rectangular device labeled 'STPay-Topaz-Bio on ST31N600' by STMicroelectronics, featuring a chip.

STPay-Topaz-Bio

The STPay-Topaz-Bio solutions are GlobalPlatform® Java Card™ platforms designed for advanced payment applications. They provide biometric verification capability in addition to a personal identification number (PIN), making user authentication more convenient and highly secure.

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Discover ST31N600

Dynamic CVV with ST31N secure MCU

Driven by innovation, we formed a strategic partnership with Ellipse to enable banking cards with a dynamic CVV displayed on an integrated screen.

Discover ST31N600
Discover STPay-Topaz-X1

STPay-Topaz-X1 compliant with FIDO2

The STPay-Topaz-X1 is a GlobalPlatform® Java Card™ platform supporting Visa, MasterCard payment applications, as well as an authenticator certified to be compliant with FIDO2 specifications from the FIDO Alliance.

Discover STPay-Topaz-X1

Benefits

Our STPay solutions:

  • Cover the entire payment market (Visa®, Mastercard®, CUP, and others)
  • Offer MIFARE Plus® and MIFARE® DESFire™ for the transportation market
  • Reduce development cycles, from sampling to field deployment
  • Support the deployment of advanced payment solutions
  • Ensure proven security assurance with EMVCo certifications

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